Tips on How to Teach Your Kids to Save Money

A lot of teens nowadays do not understand the value of earning and spending money. They were not oriented that investing is necessary even if they are still students. As parents, you play a crucial role in this area.

You should be able to teach your kids on how to save money. They should be able to understand the concept of money and investment as early as childhood. This will prepare them to learn money management, as they grow old.

Here are some tips on how you can teach your children how to save money:

1. Your children should be educated of the meaning of money. Once your children have learned how to count, that is the perfect time for you teach them the real meaning of money. You should be consistent and explain to them in simple ways and do this frequently so that they may be able to remember what you taught them.

2. Always explain to them the value of saving money. Make them understand its importance and how it will impact their life. It is important that you entertain questions from them about money and you should be able to answer them right away.

3. When giving them their allowances. You need to give them their allowances in denominations. Then you can encourage them that they should keep a certain bill for the future. You can motivate them to do this by telling them that the money can be saved and they can buy new pair of shoes or the toys they want once they are able to save.

4. You can also teach them to work for money. You can start this at your own home. You can pay them fifty cents to one dollar every time they clean their rooms, do the dishes or feed their pets. This concept of earning little money will make them think that money is something they have worked for and should be spent wisely.

5. You can teach them to save money by giving them piggy banks where they can put coins and wait until they get full. You can also open bank accounts for them and let them deposit money from their allowance. You should always show them how much they have earned to keep them motivated.

Money and saving is not something that is learned by children in one sitting. You should be patient in teaching them and relating the value of money in all of their activities. Children will learn this easily if you are patient and consistent in guiding them and encouraging them in this endeavor.

Norleen GrayMerlina Blog61947
Meredith Blog65071

Pardon Me, But I Thought Free, Freebie, No Cost, Free Download As Well As Many Others, Meant Just That!

You all know what I am referring to and I'm sure you are as fed up as I am with all the parsing of common words to misrepresent something, someone or both. The parsing of commonly held words is stupid and will not be tolerated by the masses any longer! If an advertiser wants us to dance a jig or jump through hoops to receive their low cost, almost worth nothing, free or freebie item all they must do is simply say so. Rather than parsing of words to mean almost free or free if you are new to our service, or free for the taking but it will exclude you from future almost free or freebies items, just simply say so. Most adults are capable of understanding that you are a business because you want to feed your family. As adults most people don't want you as a business to lose any money. As adults most people would like to know that you are making a fair profit and will be in business for years to come. As adults we simply wish for you to not parse words in an attempt to take advantage of anyone! We are giving you businesses, big and small, fair warning that we consumers are fed up with the parsing of words to take advantage of consumers and we are not going to let it continue any longer. We promise to embarrass you and your company if you continue in the future of parsing words to not mean what everyone takes them to mean. Just so that everyone is on the same page, we have listed what we understand these certain common words to mean.

1) The word free or freebie means simply that - zero exchange of money, postage stamps or anything of value.

2) The word free and freebie mean no exchange of money now or latter and also mean the same for new as well as existing customers.

3) The word free and freebie do not mean that we will be branded to lose out of or to be excluded of any special price or deal at a later time if we take advantage of your free product or service now.

4) The word free and freebie simply mean free, zero cost and zero exchange of valuable information such as our email address or the email addresses of six of our friends. This would also include any personal telephone numbers. Time of year or season does not change these commonly held meanings.

5) The word free or freebie means that we don't have to do anything or offer anything in exchange for your free or freebie product or service.

Now that we have stated clearly what these commonly held words mean to us at large; we expect you businesses, big and small, to understand that we consumers will penalize any company by broadcasting it over the internet to everyone that said company has tried to parse these commonly held words. We believe there is no reason to parse these commonly held words other than to take advantage of another. Therefore we will broadcast across the internet via e-mail, via blogs, via bulletin boards via forums via any way possible now and in the future any company and/or individual that plays games with or parses the meaning of these commonly held words. For the record the meanings of these words are the same whether you are giving us a great or not so great of free or freebie item. We also wish to state for the record that we consumers understand that you businesses must make profit in order to stay in business. We are not opposed to the fact that not every free or freebie item will be of great worth. We however expect the meaning of these commonly held words to remain just the same, regardless of worth of free or freebie item. May this article serve as fair warning to all businesses, big and small, that we consumers are fed up with all the parsing of commonly held words to take advantage of any consumer!

As a consumer, if you agree to this writing then it is expected of you to hold all businesses to these rules and if some business does not, you have the responsibility to make said infringement known to the masses via one or more methods listed above. Every concerned consumer should print out this little article and keep it handy and ready to post or serve such business and/or individual that breaks these rules. This article is free, zero cost, will not exclude you from future freebies, and will not require you to post personal information or the personal information of six friends. You need not do anything to print it out and post it. This article is completely free of charge regardless of time of day or season of year. This article is simply, FREE!

Theresa Twogood is Executive Director of OLIN e-Publishing Company- http://olin.tk -Denver Colorado-USA.Missie Blog49103
Morlee Blog26323

Thesaurus: Word Roulette

There is some beautiful literary styles that thrive on the repeated use of words and phrases. The language is poetic and beautiful. This, however, is not an article that encourages the use of repeated words.

Unless you are writing in a style that demands the use of repetition it may be in your best interest to read through your text and determine if a word or phrase is overused.

Example:

Bad

The purpose of this exercise is to find the purpose of the repeated use of a word and then purpose not to use that word so much.

Good

The purpose of this exercise is to discover the objective of the repeated use of a word. After which you resolve not to use that word continually.

Both sentences said the exact same thing, but one was infused with different, but related words that allowed a more readable flow.

Many writers work on a first draft by simply attempting to lay down the ideas in a coherent fashion. It is only after they toil through their first draft that they begin to notice a repetition of phrases or words.

Many writers utilize a tool that provides a benefit in saying something a more unique fashion that device is a thesaurus.

A thesaurus can be used to take a sentence like the following and transform it into something new.

Original

Taking part in the school play was hard for Tammy because she was so shy and awkward.

Enhanced

Participating in the theatrical production at school was challenging for Tammy since she was so reserved and self-conscious.

Many word processors provide a tool function that allows you to highlight a word and it will provide a list of word choices that you can use to replace an overused or ill-fitting word.

If you have a greater interest in writing longhand you should consider the purchase of a thesaurus that may assist you in your writing. You might be surprised at how a thesaurus can help open up new avenues of creativity and expression in your writing.

Sometimes a word will have more than one meaning and a good thesaurus can help provide words in context of the original meaning giving you flexibility in the application of any given word.

So the next time you stumble across a word that has seen lots of appearances in your writing, break out a thesaurus and expand the possibilities.

Scott Lindsay is a web developer and entrepreneur. He is the founder of FaithWriters (http://www.faithwriters.com) and many other web projects. FaithWriters has grown to become one of the largest online destinations for Christian writers. Please visit the website at: http://www.faithwriters.com.Melinde Blog98821
Marsiella Blog9998

Generating Internet Income? Utilise These Great Free Webmaster Tools

When looking for free webmaster tools, my advice to you is to be sure that you are using tools from a reputable site or, more importantly, if you are downloading software be very careful that the download does not contain adware and spyware or viruses for that matter!

On that note lets start off with the free software that you can use to protect your computer, because if that is not running well you will not be able to run you online business successfully. Windows Defender from Microsoft is great at scanning your computer for unwanted software. The free version of AVG Anti-Virus as well as Ad-Aware SE and Spybot are great at keeping your computer free of viruses and other undesirables! The free version of ZoneAlarm has many great attributes. Just a word of warning if you are running AVG anti-virus, ZoneAlarm will not detect that you have anti-virus protection, so do not be alarmed, it is just that ZoneAlarm has not been programmed to look for AVG. The one program I did purchase was ProcessGuard, which amongst other things protects my computer from keyboard loggers, protects the physical memory, blocks global hooks, blocks rootkit/driver/service installation and registry DLL injection. These programs all run harmoniously on my computer and so far I have managed to keep out all the dangerous and unwanted intruders.

Now on to the more exciting free webmaster tools, that will greatly assist you in the running of your online business.

Google Alerts can really add excitement to your day. If you set up a Google alert for the name of your affiliate program/s, Google will advise you by email when a new page appears on Google with these search terms and you can view the page and see if it is an opportunity to recruit an affiliate. Sometimes the new page can be a forum post asking for opinions on the affiliate program. This gives you the opportunity to add your opinion with your affiliate link of course in the signature file.

You can also set up a Google alert for your own name. This throws up some really exciting results as you can see when someone has clicked on your profile in an Article Directory or clicked on your articles as well as where people have clicked to find out what other articles you have written. This is definitely worth trying as I am sure you will be both surprised and amazed at what comes up!

Google Webmaster Tools, previously known as Google Sitemaps is so useful in that you are able to let Google know when you have updated your site. The sitemap enables Google to crawl your site better and ensures that the most current pages of your site are indexed quickly. You can just create a sitemap upload it to the same directory as your .index files and in the Google Webmaster Tools under Add a Sitemap you just type in or paste the url of your new sitemap. Google also give you reports on their latest crawl of your site and notifies you of errors, as well as give you details and positioning of your keywords. There is also other really useful information available.

Google Analytics is an amazing free service where you can see exactly where your visitors came from both geographically and through which entry page, what keywords they used, where they exited your site, etc. You will have to give this one a try for yourself as there is just so much useful information for the webmaster which enables you to fine tune your marketing and promotion strategies.

StatCounter offers a free version which I use on my site and I keep it invisible, as I believe it to be more professional, but this free service also provides incredibly detailed information about your visitors, which is extremely useful. It also records your page loads, unique visitors, first time visitors and returning visitors. It is easy to install and with this powerful little tool you can check to see that visitors to your site are increasing daily.

Online Link Popularity Tools and Back Link checkers are easily available online and enable you to monitor your link popularity and back links on a regular basis. Writing and publishing articles regularly is a great way to see your back links increase on a daily basis.

These are only a handful of the free tools that I do use to assist me with my online home business. There are many more really useful tools provided by Google as well as other reputable sites, it is just a matter of finding what suits you and your business.

As traffic is the key to generating income from the web, these tools that I have mentioned assist me in closely monitoring where my traffic is coming from and what keywords are being used.

Cynthia Minnaar works from home online and invites you to visit http://www.cyns-home-biz.com for ways to generate income online. Visit http://www.cyns-home-biz.com/pips.html to start your own web income generating website complete with 400 day pre-written email autoresponder campaign.Minta Blog41259
Mavra Blog75137

Oil Painting: Solvents and Resins

The properties of the various solvents and resins used in an oil painting

Solvents are added to oil paints for temporary change, they are designed to work in a way such that they evaporate consistently and completely as the oil paint dries. (Technically, the more correct term is diluents, as not all are solvents, but it's not the term very commonly used.) Solvents are also used to soften resins, making mediums, cleaning up, and also for cleaning brushes. It is very essential to use solvents in a well-ventilated room and you need to remember that they are flammable (catch fire easily).

Turpentine is the traditional solvent used in the oil painting. It's actually based on tree resin and has a very fast evaporation rate, releasing harmful vapors. It could also be absorbed through healthy skin. Try using only artist quality turpentine as the industrial variety you will find in hardware stores probably contains impurities; it needs to be colorless, like water. It is also known as spirit of turpentine, oil of turpentine, genuine turpentine, English turpentine, distilled turpentine; double rectified turpentine, or even simply turps.

Mineral spirits is based on pure petroleum and has a moderate evaporation rate, releasing harmful vapors. It is not absorbed through healthy skin like turpentine. Mineral spirits is less expensive than turpentine. Mineral spirits is a stronger solvent than odorless mineral spirits, also called as white spirits.

Odorless mineral spirits is based on petroleum and has a reasonable evaporation rate. It is again not absorbed through healthy skin. It's quite expensive than normal mineral spirits as it has had some of the harmful perfumed solvents removed. Good brands include Turpenoid, Thin-ex, and Gamsol.

Tip: Test the quality of a solvent by putting a little on a drop of paper and to let it evaporate. If it doesn't leave any resident, stain, or smell, it needs to be good enough for oil painting.

Resins are used to increase the shine of oil paint, reduce the color, reduce drying time of a medium, and add body to drying oils. The most used one is a natural resin known as Damar that should be mixed with turpentine as it would not thoroughly dissolve when mixed with mineral spirits. Damar could also be used as a varnish.

Vijay Kanth is a SEO copywriter having more than 3 years of experience in this field who is currently working for the site 1artclub.com. For further information on oil paintings and Solvents please visit http://www.1artclub.com/ or contact me through mail: 1artclubpainting@gmail.com.Marleen Blog52087
Merridie Blog70643

7 Days To Affiliate Marketing Mastery!

Are you struggling with your affiliate business? Discover how to become a super affiliate in seven days with a complete step-by-step affiliate marketing blueprint.

Many affiliates are not making any money with the programs they promote because they are simply making a lot of mistakes, which prevent them from bringing their affiliate marketing business to the next level.

The right affiliate strategy can help you make your first sale in one week, or more. It will depend on how much effort you put into the battle.

Follow these seven days to affiliate marketing profit and you should do well, and see your first affiliate sale very soon. When I saw that blueprint for the first time, I was skeptical; but when I saw commissions in my affiliate account, I knew that the process was working perfectly.

The problem is not in the process but with the affiliate marketer who didn't set a clear goal with a plan and didnt take action to achieve the success that many other super affiliates are enjoying.

So here is the plan that you must follow if you want to make your first commission in affiliate marketing...next week:

Day 1: Find a profitable market

Finding a profitable market is where most affiliates fail and then give up. It's not their fault, but nobody takes the time to explain that.

When you are starting, it is better to start with a huge market that is already profitable, like golf, weight loss, finance, self-help, beauty, sports, fitness...

Start by researching what those people want, what they are searching for on the Internet. For that, you will need a keyword research tool like Goodkeywords.com or Yahoo search marketing tool.

Day 2: Find an affiliate product for this market

Before finding the product, try to identify the needs of your targeted market. Your chosen product must be excellent; and you want to have a good commission that will reward you, motivate you and cover your affiliate campaign costs. You can start with clickbank.com or cj.com.

You must verify the sales page to see if it will convert your visitors into sales.

Day 3: Know and understand your product

Know that the goal of the affiliate is to pre-sell and not to sell. The merchant must sell his product, not you.

You should pre-sell (capture and warm up) your product to your subscriber. For that, you need to know the benefits of the product for your subscribers, and the best way to do that is to own the product.

Day 4: Prepare your advertising plan

Prepare your material: ads, articles, where you will advertise this affiliate program: Start with articles and pay-per-click traffic via Google Adwords.

Day 5: Prepare yourself to capture your prospects

You must not send your visitor to the merchant page, but you must capture his name and email address first, to secure your future affiliate commissions.

Day 6: Write your killer follow-up material

After capturing his email address, the pre-written message in your autoresponder will do the work for you and close the sale.

Day 7: Drive tons of traffic to your lead capture page

When everything is ready, start to advertise your affiliate program. Actually, you will show your lead capture (also called opt-in or squeeze page) page to the world, and take your future buyer's email address. One of the most effective ways to advertise it is to write articles.

Remember: the affiliate marketing process works, and it is perfect. But it will not work without you. So take action, and when you start to see your affiliate commissions, you will know that it is working; and you will be able to master the affiliate marketing game and become a super affiliate.

Franck Silvestre is an active affiliate marketer who loves to teach others how to make money online. Get a free ebook on affiliate marketing when you visit: http://www.MyNetMarketingland.com/Affiliate-Marketing.htmlMargit Blog44596
Myrtle Blog84549

Blog Bar to the rescue

The Google Blog Bar is an AJAX Search API application that lets you easily add application and page-controled blog search results to your web pages or blog. It provides search-driven bars of blog search results which are highly customizable. It allows you to specify the blog bar's positioning, the number of displayed results, the list of search expressions that drive it and more. You can even dictate which blog results are displayed by using either the APIs or links on your page.

You start by embedding the Blog Bar search code into the web page of your choice to display either a thin horizontal strip, or a tall vertical strip of blog search results. Adding the Blog Bar to your page is quick and easy using the available creation wizard which will walk you through some simple customizations and generate all of the code for you. Once you have generated the basic code you can adjust as needed.

On the surface the new Google Blog Bar might seem to be just another slick little addition that you can add to your pages in an attempt to keep up to date with the latest and greatest gadgets. Or, a way to add some additional functionality to your web pages and a possible useful service for your visitors. All of that is true but if you open your mind to the possibiities and look a little deeper you might just find a fantastic way to pull the different aspects of your Internet business together.

If you have a companion blog for your main website, (if you don't have one I suggest you set one up immeadiately after you finish this article), you can set up a Google Blog Bar on all of your website pages and have it only pull the feed from YOUR blog. The normal way of setting up a Blog Bar would display feed results from blogs other than your own and could esaily result in your precious visitors clicking away from your site if they see a headline that interests them. By restricting the results to just your blog you can tie both your website and blog together seamlessly with natural click thrus occuring when something of interest is shown. This is absolutely perfect if you actively post to your blog and also have multiple categories.

Here is an example of what I am talking about. Our main website at http://www.icanteachu.com/ has the Google Blog Bar installed on the bottom of every page. You will notice that the title on the left side is always branded to us with the actual blog category it is showing headlines for next to it. The title of the actual blog posts show to the right of that along with the date posted. If you were to see a headline that was of interest to you and clicked on it you would be taken directly to that post on OUR blog. Because the blog and website work in synergy with each other to present out material we win either way the visitor decides to go.

You can check out the main Google Blog Bar website here: http://www.google.com/uds/solutions/blogbar/index.html

Michael SilvaMelamie Blog35430
Merrile Blog2747

Link Building That Works

There are several different ways to build links for traffic and for search engine rankings. Matt Cutts describes the best links as links which are given freely by authoritative sources that are trusted by visitors and Google themselves. (to paraphrase)

So the following tactics will get you those kinds of links:

1. Linkbaiting ' writing controversial, wise, witty, valuable, or otherwise good content that gets other people talking about you on their sites, linking back to your post.

2. Press Releases ' This may seem counter-intuitive since most people think press release syndication is only about "placing" links where you want them across a large network. But think of it this way: PRWeb.com has a trackback feature where bloggers can do a trackback to your release and get a valuable link back to their site in the process. They talk up your release and your release gets more traffic, link popularity, which sends you more traffic from the release including more link popularity by having a release that actually ranks.

Link Buying

Text Link Brokers and Text Link Ads (both .com) are the best places to buy advertising. I say advertising because you shouldn't be buying links just for pagerank. I get more traffic than you do and my pagerank sucks. Plus if Google finds out you are buying links solely to manipulate their rankings, they will zap you.

(I know this is stupid. How can Google know the difference between you buying a link on a site for traffic and buying it to manipulate their link popularity algorithm? It's a ridiculous argument to say they know why I bought a link. Google doesn't know your reasoning for buying advertising other than you want more exposure. Keep it that way by not talking about "buying links" and instead call it advertising. That's really what it is.)

Don't buy links for pagerank. Here's another reason:

You should be buying ads for traffic directly from the site you are buying from. Search engine rankings are a side effect of good advertising, not the reason for it.

Authoritative Directories

There are directories you must be listed in if you are serious about your online business. And they cost money. Sorry, but you can play the "free" game for years before you see any serious traffic from free link building alone.

You can gain a lot by submitting to Yahoo Directory, Best of the Web, What You Seek and other human edited paid directories. Google trusts the sites they find there and so do the visitors who use these directories to search.

You can circumvent any paid linking and advertising and still succeed. But I'm willing to bet you don't want to wait as long as it is going to take to get the results you are looking for by going to totally free link building route.

Jack Humphrey is the editor of the Friday Traffic Report where he teaches link building tactics and blog marketing strategies responsible for Billions of hits for his readers per year. http://www.jackhumphrey.comNanci Blog28828
Marty Blog52506

Make Money Growing Plants

It doesn't matter where you live, if you have a small area that you can use for planting, you can make money growing small plants at home! You can actually make excellent money on an area that is only 30 by 40 feet. You will be amazed at how much money you can make if you have an area of this size to work with.

Even if you live in an apartment, a tiny nursery can make good money and be very rewarding. This rewarding home business can work successfully for virtually anyone in any type of area. To learn more visit http://workathomewealth.blogspot.com/ or continue reading.

The market for plants is huge. Over four billion dollars last year alone, and the demand is tremendous. And you as a small grower have an advantage over the large grower because as a backyard grower you have virtually no overhead. Getting started with a backyard nursery costs almost nothing. All you have to do is root some cuttings and you're on your way. There are dozens of simple plant propagation techniques that are so easy that children could do them with great success!

Even if you don't know anything about plants, all you have to do is learn a little bit about one plant at a time. Once you've grown that plant from a cutting in your nursery you will be an expert on that plant. Then you can learn about a few more. It's much less complicated that some people would like you to believe.

You can start in an area about the size of a picnic table! If you root your cuttings in flats that are about 12x15 inches, you can get around 100 and 150 cuttings per flat. In an area about the size of a picnic table you should be able to root several thousand cuttings!

As soon as your cuttings are well rooted, they can be sold immediately! A rooted cutting is typically worth about 50 cents. If you have 1500 cuttings at 50 cents each, that is $750.! This should get you thinking about the tremendous income possibilities that a small backyard nursery can provide.

A backyard nursery is one of the most fun and rewarding businesses that you can be involved in. You can learn as you go, it costs very little to get started and the rewards both personally and monetarily can be quite high. It's really much easier than you think!

Julie Jones is a successful work at home mom. To learn more about making money growing plants as well as other work at home secrets visit Julies website at http://workathomewealth.blogspot.com/.Mead Blog46847
Maryrose Blog42231

The Era Of Online Education

The Internet has broken down language barriers, country boundaries, and learning methods. Today, learning at home is not only possible but highly advisable because the World Wide Web gives students resources that otherwise are not available as fast as the time it takes when a student turns on his or her personal computer.

The era of education online means that your ability to obtain higher education is just a mouse click away. Online education is one of the best options for those who want to get a degree and work at the same time. Within the past ten years, online education and internet training has provided many people with a new incentive to learn.

Online education includes a full spectrum of possibilities starting with early childhood education and including college preparation, or complete learning programs for obtaining a college degree. Online courses open a world of possibilities to people who for any given reason were unable to attend regular school programs, or those whose actual activities and limited time, made it hard to stick to a full-time learning schedule.

Online education is spreading across the globe like a wildfire fueled by textbooks and periodic tables. Millions who previously thought that a college degree was firmly out of their reach have discovered that all it takes to attend college in todays world are the combination of a few free hours each day and access to the Internet.

Online Education Equals Big Business

Originally conceived as a way for adults to earn a college degree later in life than usual, online education or distance learning has spread to the point that people of all ages are now involved. Children as young as the fourth grade level now have access to online education in many areas, using it as a supplement to or in place of traditional classes.

With Online Education Everybody Wins

Part of the appeal to online education is that it is literally good for everyone. Educators can enter a new job market in writing and implementing an online curriculum and can use this income to supplement the earnings that receive from classroom education. Students of all ages have an alternative to traditional classes in which they can learn without the interference of other students behavioral interruptions. Adults who may have missed out on their high school diplomas or college degrees now have the opportunity, through online education, to complete or further their studies without the scheduling problems that may have made this impossible in the past. Finally, online education offers businesses the chance to educate their workforce at a lower cost and the benefit of a generation of computer literate and more highly educated prospective employees entering the job market.

However, online education is not limited to school subjects. Demand for adult education and online courses are some of the most widely available educational resources on the Internet, intended for developing specific skills. Cooking and baking courses, mechanical reparations, interior decoration, are just a few of those quick courses available online.

Another motivation encouraging online education includes foreign languages learning, or just for broadening your culture. Online options are as many as everyone's need; degree programs, online education courses, training certificates and more, including accredited formal education.

Online education saves time, money, and offers opportunity to those who may have never had it in the past. It may truly be the wave of the future. Helping students to succeed in both education and career aspirations, online education is fast becoming a convenient, but credible educational tool of the modern era.

This article has been published by Kateri White currently writing on online degree programs topics for our website http://www.onlineuniversitydegreeprogram.info.For more details about the online degree programs, please visit our website. If any mistake found please mail kateriwhite@gmail.comMaude Blog42993
Nadine Blog34073

The Only Way To Get Rich In The Music Industry

Unless you have spent the majority of your life living under a rock then you should be familiar with the saying, If you want anything done right you need to do it yourself!

This may very well be one of the most valid sets of words ever spoken. Those words apply to the music industry like a hand in a glove.

I have had the fortunate opportunity to grow up around the music industry, and experience firsthand all of the ins-and-outs of the game. I have been to all of the work shops, I have read the books, I have purchased the e-books. After all of that I am embarrassed to say that very few individuals actually have a clue on how to break into the industry.

Well my friend, if you are at all serious about breaking into the music industry you need to continue reading this article. All I ask of you is to read it with an open mind.

Here we go:

First and foremost let me break it down in simple terms You (the independent artist) are a small business. As a small business you have to learn how to do many jobs. Some jobs you cant wake up in the morning and get started on. Others jobs will make you feel like you want to jump out of a window and you will hate every second of it.

The major distributors and record labels are like the bank, or a team of investors. The only thing that they care about is the bottom line. At the end of the day all they want to see is a positive return on their investment.

Are you still with me so far? Ok Good! Keep reading

Unless you have millions of dollars lying around the house collecting dust sooner or later you are going to need to hook up with the majors. There are a few different ways that you can do this but for right now I want to keep it as simple as possible.

Nine out of ten independent artist, have this misconception that the music business is about 90% talent and 10% business. That is so far from the truth that it is ridiculous. The truth is its totally the opposite. The music industry is 90% business and 10% talent. Out of 100 independent artist that I have interviewed 99% of them create a demo and submit it to every record label on the planet. Then they walk around telling everyone that they are about to get a record deal soon. To put it nicely ITS NOT GOING TO HAPPEN!

Remember a few moments ago I told you that the record label is like a bank? Well that is the truth and you have to approach them in the same manner.

Here is what most artist are doing They go to the bank (the major labels, distributors etc) thinking that they are going to get a small business loan (a cash advance). The first thing the bank wants to know is what type of assets do you have (why should they invest in you.) The artist confidently states that they have a double platinum record on their hands and they know that it will make tons of money.

Although though the bank is laughing inside the banker will ask does the artist have proof of his or her claim (Can you prove that your record will defiantly sell.) The banker will want to see your business plan i.e. how much money have you made on your own. How large is your current fan base. How many units have you sold without them etc..

Now the savvy artist thinks that they can out smart the banker by lying about their credentials, not realizing that they are masters at this game. The artist will boast about their live performances, how many units they have sold etc But when the banker ask for proof, the gig is up. If you do not have press coverage, sound scan print outs you have no loan translation. Your not going to get a record deal.

I think it was Bill Gates who said if you build it they will come. Take a look at Microsoft that is more than enough proof. Bill Gates created an interface that made the computer simple enough that a monkey could use it and the whole world purchased it.

The same is true with your music career. If you build it they will come (the record labels). Its not that hard to build a lucrative music career, it is however extremely time consuming.

If you are reading this you should already have a finished product. That is what you are going to build your initial business plan around. The first thing you have to do is build the foundation.

You foundation is your own domain name. Most artist make the mistake by only having a myspace.com page which is good, but extremely risky to your music career.

What if you build your entire fan base and have them use to coming to MySpace to find out what is going on with your music career and MySpace decides to sale the company, or worse yet their company folds.

I know some of you are probably saying Fat Chance of MySpace Closing. Thats the same thing that millions of others said when MP3.com collapsed. I personally know individuals who lost thousands of dollars because they trusted in MP3.com.

One close friend of mine lost his house and his car, because he built his entire career around MP3.com.

Take a little time and think about the things I have discussed in this article and look out for more articles from me soon.

Tim Beachum, C.E.O. of http://MusicBizCoach.com, Producer of Independent Film Consignment, and author of The Ultimate Guide To Self-Promotion.Marline Blog81429
Missie Blog49103

Bad Debt Unsecured LoansStill Financial Feasibility On

Possibly not always it is essential that one may avail a loan with collateral. Yes, there are many lending options available online for the borrowers financial malaise. But, what to do when there is an inadvertent bad credit stigma? No matter. The bad debt unsecured loans have adjusted such borrowers with its versatile mode.

Embracing almost all the individuals into its financial lap, the bad debt unsecured loans help providing the monetary assistance despite being adverse credit history. Individual having unfavourable credit rating i.e., CCJs, IVAs, bankrupts, arrears, defaulters etc. are main speciality of the bad debt unsecured loans.

As the loans are unsecured in nature, any collateral pledging ceremony is not an issue while availing the bad debt unsecured loans. It is good for the borrowers actually. Lacking pledging saves individuals time and energy, property evaluation sometimes takes time and makes the processing quite delaying. To avail the bad debt unsecured loans online cost quite feasible to the borrowers.

The utility inhibited into the bad credit unsecured loans are uncountable. Through the loans individuals can avail all the necessary requirements one wishes to be. Whether it may concerning to renovations at home or improvement, wedding ceremony or childrens higher educational expenditures, the loans cushion almost to all the day to day lifes needs. Moreover, the bad debt unsecured loans have designed out to pay off all the previous loans, if one has-with the help of debt consolidation mode.

Importantly, the bad debt unsecured loans offer a sum of 10, 000, striking with incidents of money inadequacy; the lending authority has increased the amount up to 25, 000. Whereas, the repayment period of the bad debt unsecured loans has configured to maintain the balance between the borrowers requirement and the lenders interests of the loans.

Now, no more beat of the financial adversity of the credit ratings. Only the need be attentive and take a watch online of the fluctuation of the financial market. The bad debt unsecured loans deal is ready to fight for your monetary malaise.

Tim Kelly is an expert in finance having completed her LLM in Finance (Master of Laws in Finance) from Institute for Law and Finance at Frankfurt University. She is currently working with Bad Debt Unsecured Loans as a financial advisor. To find Bad Debt Unsecured Loans, bad debt unsecured personal loan, bad debt business loan, bad debt fast unsecured loan visit http://www.baddebtunsecuredloan.co.uk/Margie Blog41401
Mitra Blog43950

Angel (Season 1) DVD Review

Nominated for 25 Saturn Awards and one Emmy for Outstanding Makeup for a Series, Angel has established a strong cult following during its five-year run on the WB network. A spin-off of the enormously popular series Buffy The Vampire Slayer, Angel has followed in the footsteps of its predecessor and boasts many of the same heroes and villains. Created by Joss Whedon, the show is one of a number of successful original series aired by WB including Buffy, Smallville, Dawson's Creek, and Gilmore Girls among others

Angel revolves around the life of Angel (David Boreanaz), a vampire turned do-gooder following a long career of killing the innocent. After spending three years in the small California town of Sunnydale with his girlfriend Buffy, Angel moves to Los Angeles where he sets up Angel Investigations to help those people most in need of protection from the dark forces that lurk within the city. Aided by old friends and new, Angel seeks to redeem his soul while cleansing the streets of Los Angeles of demons, warlocks, and evil lawyers Angel's supernatural fighting team includes Buffy crossover character Cordelia Chase (Charisma Carpenter), now an aspiring actress; erudite Englishman Wesley Wyndam-Price (Alexis Denisof), and street fighter Charles Gunn (J. August Richards). Together, they join forces in a series known for its well-written and suspense riddled plots

The Angel DVD features a number of exciting episodes including the season premiere "City Of" in which Angel moves to L.A. unaware of his life purpose, at least until he meets up with his half-demon spiritual advisor Alan Doyle (Glenn Quinn) who reveals a more positive direction for Angel. When powerful vampire lawyer Russell Winters sets his sights on Cordelia, it's up to Angel to save her from his evil clutches Other notable episodes from Season 1 include "Sense & Sensitivity" in which an evil sensitivity training instructor casts his spell over an entire police department including Angel himself, and "The Ring" in which Angel stumbles into a secret underground demon fight club

Below is a list of episodes included on the Angel (Season 1) DVD:

Episode 1 (City Of) Air Date: 10-05-1999
Episode 2 (Lonely Hearts) Air Date: 10-12-1999
Episode 3 (In the Dark) Air Date: 10-19-1999
Episode 4 (I Fall to Pieces) Air Date: 10-26-1999
Episode 5 (Rm w/a Vu) Air Date: 11-02-1999
Episode 6 (Sense & Sensitivity) Air Date: 11-09-1999
Episode 7 (Bachelor Party) Air Date: 11-16-1999
Episode 8 (I Will Remember You) Air Date: 11-23-1999
Episode 9 (Hero) Air Date: 11-30-1999
Episode 10 (Parting Gifts) Air Date: 12-14-1999
Episode 11 (Somnambulist) Air Date: 01-18-2000
Episode 12 (Expecting) Air Date: 01-25-2000
Episode 13 (She) Air Date: 02-08-2000
Episode 14 (I've Got You Under My Skin) Air Date: 02-15-2000
Episode 15 (The Prodigal) Air Date: 02-22-2000
Episode 16 (The Ring) Air Date: 02-29-2000
Episode 17 (Eternity) Air Date: 04-04-2000
Episode 18 (Five by Five) Air Date: 04-25-2000
Episode 19 (Sanctuary) Air Date: 05-02-2000
Episode 20 (War Zone) Air Date: 05-09-2000
Episode 21 (Blind Date) Air Date: 05-16-2000
Episode 22 (To Shanshu in L.A.) Air Date: 05-23-2000

Britt Gillette is author of The DVD Report, a blog where you can find where you can find more reviews of movies and TV series. Source: http://thedvdreport.blogspot.com/2006/02/angel-dvd.htmlMyna Blog61104
Merlina Blog61947

Rapid Cash Generator:How to benefit and make an online business with Rapid Cash Generator.

Finding markets for book info products, this can be quite stressful, time consuming and disheartening. The markets are there and can be found with knowhow. In this article I'm going to show you a simple strategy you can use for finding as many niche markets to sell ebooks to as you could want.

http://freekeywords.wordtracker.com/

The above resource won't cost you a penny to sign up to. Go to the above site and start typing in niche markets that interest you. If you had an interest in dogs you'd type in "dogs, if you had an interest in "sailing" then you'd type in "sailing." Then all you need to do is make a list of all of the sub niches within the general niche market of dogs and sailing. These are all potential niches for you to exploit.

http://www.amazon.com

The bookselling giants amazon.com are an amazing resource for finding niche markets you'd never have thought about entering. Go to the web site and in the search bar select "books". Then type in a niche you'd like to create a product around. For example type in "gardening". Go through the results and start jotting down all of the niche markets that jump out at you.

When many people hear this technique they immediately think "wait a sec how can I compete with Amazon?". You won't be of course you'll be catering for a different market. As ebook publishers we can offer instant gratification as our customers get our info products straight away as a download and do not have to wait days for a book to arrive.

Downloadable info products are seen to have a higher perceived value. You might be able to charge fifteen dollars for a book selling it via Amazon. However if you sell a downloadable info product you can charge up to fifty dollars. Crazy but true.

http://www.dummies.com/

This is another fantastic research tool for the niche ebook publisher. You can find a ton of niche topics across all of the "For Dummies" books. The Dummies company has made creating niche products an art form in its own right. Search through their titles in general niches that interest you and jot down potential ebook topics.

http://www.goarticles.com/

Article directories are the best way to find subjects to create ebooks around. The directory Go Articles is just one of many in which you can go to the site, type in a niche subject in the search bar and get literally thousands and thousands of ebook ideas. All without cost.

The key here when visiting these sites is to just make a huge list of potential topics, and then when you're done go to http://freekeywords.wordtracker.com/ and type in your topics. If there are people searching for information on the subject (at least five thousand a month) you've just found an ebook topic that could turn into a very lucrative home based business.

I want to quickly dispel a myth about the internet. Don't for one second think you can just throw up a site, sit back and become rich. Many would have you believe the internet is just one huge get rich quick scheme. That couldn't be farther from the truth. Done properly ebook publishing can change your financial situation dramatically but you have to put some time and effort in. This is where the Rapid Cash Generator system can be of great help.

We're not aiming to become a millionaire here. We want to build a network of mini sites that each make about 1K a month. Being able to come up with an endless amount of niche product ideas is the key here, then all you need to do is create the product.

I know what you're thinking. "All you need to do" is create a product. They're hard to create right? Well no actually you don't need to write a single sentence of your ebook. You can hire people to do so at elance.com. For around five hundred to seven hundred bucks freelance writers will create the entire book for you.

You are an internet marketer, not a writer. Have one product created, set up pay per click campaigns, write a press release and blast a few articles over the net on the topic of your ebook. Then have another one created, do the same, and just rinse and repeat.

Multiple streams of autopilot income is the secret of wealthy entrepreneurs from around the globe. Now thanks to ebooks and the internet, anyone can set up streams of income that sends money into their bank account even whilst they sleep.

Brian Siggy is an information publisher specialising in online businesses. His Rapid Cash Generator is now available and you can read up on how to create your own info products in one day without writing a single word by going to: http://www.rapidcashgenerator.comMufinella Blog91528
Marnie Blog82534

A Day In The Life Of An Affiliate Marketer

It is not hard nowadays to be an affiliate marketer. In the old days it was all handled by cold calling and telephones but since the age of technology we now find the best affiliate marketers are online and their earning potential has soared due to the number of users and the reach they now have now thanks to the internet.

A day in the life of an affiliate marketer is somewhat different to what it used to be. Now you have a lot of competitors and search engine optimization to deal with to get the right traffic to your website or affiliate pages in order to make that sale. When an affiliate marketer gets up in the morning he usually starts off his day checking his emails as it is very important to not miss anything that is important whether it be a question from a perspective buyer or an affiliate you have sponsored wanting some help. In order to maintain a good reputation you need to be able to communicate with people and assist them when needed. People like to know they are dealing with a real person and not just a computer.

With affiliate marketing he can either work with just affiliate link pages or he may have his own website. Once he has gone through his emails he would then check on his sites statistics to see that he is getting the traffic he needs. If he is not getting the traffic he will increase his backlinks to his site by adding useful replies in a multitude of forums. Each one of these replies is a link directly back to the affilate marketing site. In order to rank high for your chosen keyword you need to link that keyword in your signature back to your site. The more links you have the better placed you are on the search engine and the more targeted traffic you will get.

In order to make a lot of sales the Affiliate Marketer will write keyword rich articles for each of his products and submit them to as many sites as possible. Or he will pay a submission company to submit his articles as they will do it much faster and to many more article directories. Remember each one of these articles is also another backlink back to the affiliate website hence increasing his position on the search engines for his chosen keyword.

The Affiliate Marketer will also generally run some pay per click ads in google, yahoo, big daddy to name a few. He will also check his stats and tweak his ad accordingly to increase clicks through to his site at the cheapest price possible. He doesnt want to pay anything over 5 cents per click generally.

The Affiliate Marketer will end up checking his email all through the day to be on top of it, it is not unusual for a successful internet marketer to have to wade through hundreds of emails, but he will do it because he knows it is important.

To check his links are increasing the affiliate marketer will use backlink checkers to ensure his links are increasing accordingly. You can check your links for free at linkpopularity.com, it is also recommended to submit your website to the search engines once a month to get them listed. An affiliate marketer is more interested in ranking well in the major search engines as this is the place he will get the majority of his traffic from.

Once all this is under control the Affiliate Marketer will check out his competition and see what they are up to and he will check his sites he is affiliated with for any new products he might like to promote or write an article about as he is already preparing his next days work.

(c)Lyn Leckie 2006Marie Ann Blog4504
Michaeline Blog56506

Does Bad Credit Hinder Your Business? Small Business Loans Can Help

If at any point of time, your business requires more funds or you want to start a new business but unable to do so because of your bad credit records, you are definitely in need of a bad credit small business loan.

A bad credit record includes cases of County Court Judgments, arrears, defaults, bankruptcy etc., which hampers your business and results in poor credit score. In this case it becomes difficult to get a loan. But in these hard times, there are lenders available who are ready to offer bad credit business loans.

When your credit account is not so impressive and you find borrowing loan difficult, you can apply for a bad credit small business loan to get a suitable amount of loan that you can easily repay and run your business well. Bad credit business loans provide you with small funds that you need for your business. Borrowing a small amount of money will help you repay it easily and also improve your credit history for future borrowings.

Bad credit small loans business fulfills your every requirement that you will expect from any other loan. The major advantage of this loan is that it is available to bad credit holders with the interest rate that will go with their financial conditions. The repayment period is also very easy and flexible. You also have the option to choose the repayment on your own and according to your convenience. The average bad credit business loan lasts for 5 to 30 years.

People with bad credit can avail small business loans for their various business purposes. They can borrow loans for starting a new business, purchasing of business assets, making payments to the creditors etc.

You can avail bad credit small business loans in both secured and unsecured forms. If you wish to take a secured loan, you will have to put collateral as a security against the loan amount. The advantage with this loan is that here lenders feel themselves secured that their money wont be at risk. So they will offer you more money than an unsecured loan where you might not get as much amount as in secured loan. But if you take an unsecured loan, you will be free from any collateral or security.

Before signing the loan agreement, it is always beneficial to have prior knowledge about the loan as well as the lender you have chosen. This you can do easily by simply surfing the net and going through the rates and terms and conditions of different lenders. After a sharp comparison of rates, you will find a lender that will suit you from both financial and personal conditions.

Now you can run your business without any hurdle. Bad credit small loans will help your business flourish and form a strong financial ground.

Tim Kelly is an expert in finance having completed his LLM in Finance (Master of Laws in Finance) from Institute for Law and Finance at Frankfurt University.He is currently working with Bad Debt Business Loans as a financial advisor.To find bad debt business loans,small business loans, online business loans, bad credit business loans, secured business loans that best suits your need visit http://www.baddebtbusinessloans.co.ukMarianne Blog41708
Mamie Blog15315

Marketing By Any Other Name...

What does the word "marketing" mean to you? When you say "we need to do some marketing" or "we need a marketing plan," what is the end result you are picturing?

Of all the functions that contribute to business growth, marketing has got to be the least standardized. Not only do the activities associated with marketing vary from company to company, but the purpose and goals of marketing differ widely. In many cases, marketing is a synonym for sales, which in my opinion is one of the biggest strategic mistakes a company can make.

Marketing is not sales. But marketing better be contributing to revenue generation or you're wasting time and money. And probably lots of both.

Here is a simple way to think of marketing: your marketing activities need to make your sales process easier. How they do that will vary depending on your company and market. Product marketing is very different from service marketing. Business to business marketing is very different from business to consumer marketing. Marketing high cost goods and services requires a different approach from marketing commodities.

Even in the same industry and marketplace, how one company markets will differ from the way its competitors market. Just watch a couple of beer or car commercials on TV and you'll see what I mean. This is because company culture, personality, and brand will impact marketing activities and messages.

So, I ask you: Is your marketing program making your sales process easier? Be careful when answering. There are nuances to marketing that are important to consider. Some activities are more direct than others and so are much easier to gauge. An example is direct response marketing. Another is e-commerce web sites with incorporated shopping carts. In both cases there is a clear link to the sales side. This type of marketing can be very easily quantified and its impact on sales can be accurately measured.

Some activities, though, are more subtle. Things that get your company better known in the marketplace will help the sales process, but not as clearly as direct response or "click here to buy" activities. They are qualitative in impact but no less important.

Effective public relations, for example, will certainly influence your target market by keeping your name top of mind in the people you want to buy from you. This type of activity, of course, is nowhere near as measurable as more direct things. Does this mean you shouldn't do it? Absolutely not!! It does mean, however, that you need to stay awake and find ways to gauge how successful these more subtle activities are in making the sales process easier.

Here's the bottom line. Take time to clearly and accurately define what marketing means specifically for your company, and define how it can make the sales process easier. Don't just accept any published definitions, no matter how exalted their sources.

Trish Lambert (http://www.trishlambert.com), principal of 4-R Marketing LLC, is an experienced marketing consultant and creator of the 4-R Marketing Model for service businesses. Very much a "non-conformist" in the marketing world, Trish produces measurable results with marketing that drives revenues for her customers.Melinda Blog72774
Morgen Blog61945

What Is Your Online Business Model?

What does your perfect business look and sound like? Are you one of those that is looking to make money at home for doing nothing? Or, do you plan to work hard to earn this income in such a way as so that it can actually replace the income you are currently making? While some individuals look at the opportunities and worry if in fact it is possible to not get ripped off, others take the time to actually learn what makes them work. These are the individuals that will succeed in their online business endeavors.

You Can Make Money Online

You just need to know how. Step one in the process is learning about some of the options out there that are available. We are not talking about scams and games but legitimate businesses that you can make a great deal of money with. Once you learn what is available, you'll need to analyze which project fits with your specific being. What makes you tick, in other words? Finally, you'll need to get yourself motivated and get your products out there.

What's Out There?

There are many various types of businesses that you can secure. Many of them include selling products, software, ebooks, or the like. In some cases, you will want to produce and sell your own product while in others you'll want to use another's product to make a profit from. One this is for sure, you'll probably need to set up a website to sell it.

In most cases, individuals will set up a website for the product that they are trying to sell and then promote that site. To do this, there are a number of means that will work for them. They can use ads from the search engine Google for example. Some like to fill their website with great content so that the search engines stop there when someone does a search for their product. You can create good articles about the products you are selling and submit them to article directories which will allow others to use them. This allows people to come to your site for their product needs. Still, there are many ways in which you can promote your product through a website.

Now, before you worry that you are not Internet savvy enough to actually make a website, there is just nothing to worry about. There are simple to use software programs that will basically do the work for you. These are not overly expensive and can easily help you to create a website within a matter of minutes.

What Works For You

The best advice that you can get is to take the time to look for opportunities that appeal to you. Ask which ones actually sound good to you and determine if you could get behind selling that product or working that business. If you can put your heart into it (not necessarily a lot of money!) then you can make it work.

After you have taken the time to find out which opportunities are available, look at them side to side and stay focused. You do not want to overwhelm yourself by trying to do too many things all at once. Instead, you need to determine which one you want to start with. You can always go back for more later! Then, you'll want to build on your business through knowledge. This is very powerful to have. You can learn a lot about why a business works right online without paying a dime for it. You may want to purchase a product that will teach you, but even this is not necessarily going to make your business.

You have to make your business work. You have to invest your time in doing so. You may also need to invest a little money to earn money. But, the rewards from working your own business can be amazing. Thousands of people get started every day at a new online venture. Most of them fail not because the business will not work, but because they do not know what to do, don't put their best foot forward and they simply do not step into it with the best attitude. The best attitude is that of keenness and enthusiasm to "have a go" and put some realistic time and effort into making money. For those that are ready and willing to change their life, there is a business out there with their name on it.

Keith Lee is a motivational speaker, a life coach and a fitness instructor for the past 10 yeras. He study and did research on the Internet Marketing Industry for years. Go to his webiste http://www.MyInternetMarketingSuccess.com for some superb tips.Milly Blog58123
Morgen Blog38395

How To Get Business Success Part 3

Business Principle Number 3: Check Out The Company

What do you think is important when looking for a business?

Sure, the first things you think about are the products and how much money or sales you can make. Then maybe you think about how you are going to actually operate the business and make money.

In fact, it is easy to get caught up in all the hype there is today in the Internet, especially in the area of home based business and making money at home. It seems that every day there are new get in at the ground floor opportunities, as well as so many offers and claims that it makes your head spin. To add to the confusion, there are heaps of Internet marketing product launches, specials, limited offers, bargains and not to be missed deals that you end up spending money on other peoples businesses instead of making profits yourself.

I know, because I have done this myself I have spent thousands of dollars on numerous home business opportunities and on internet marketing products that I thought were the key to business success. Some were good, some were a waste of money.

The thing that I have learned is to check out home business companies to make sure that they meet a number of standards. It makes sense when you think about it. Because if a company is not managed properly it will fall over. Now if I have put a lot of effort into growing a home business, the last thing I want is for that company to fail because of poor management. As well as the financial implications (youre in this to make money after all), you do not want to damage your personal reputation and credibility, which is a valuable asset that you have worked hard to develop.

When a company fails, people think it is because of a poor product, or not enough sales. In fact, it can be quite the opposite. This happens to small business owners too, because as the business grows, the company cannot handle the details. This includes managing the sales, salaries and commissions, and paying their own bills. And because they cannot keep everything going, they actually sell themselves out of business.
Of course, there are companies that fail because of other reasons, like fraud, not keeping up with the needs of the customers and so on.

So what do you look for in a company? Well personally, I always start off with a bit of due diligence, which is as easy as doing a Google search. Just to get a feel for the company (remember that there are always a few complaints, so you want a general overview). I want to make sure that the company is legitimate, so it really helps if the company has a proper office and street address, phone numbers that are answered, and a help or support desk for e-mail enquiries too. I prefer it when there is a real person, with a name, in charge of the company, so you can check them out too.

To be a successful company in a growth phase (because you want the business to be growing and not shrinking), the management team must look after

* Everything to do with commissions and salary, including taxes
* All legal issues, advertising laws
* Customer service and support
* Training of staff and business partners
* Future planning and business planning
* All computer hardware and software issues, including security and websites
* Quality control
* Human Resources
* Product development
* Communication
* Sales and marketing
* Delivery of products or materials (some are digital but many companies still provide product and/or training materials physically).
* International business
* Admin
And so on and so on.

This is just a fraction of all the things that companies have to do to keep ahead of the game and provide a solid foundation for future growth.

I believe it is very helpful to look at a home business companys track record. If it has been around for a few years, is operating successfully and is handling the growth well..these are good indicators that things are fine.

Janet Ellershaw is a successful Internet marketing professional who really loves working at home. Myrtle Blog70066
Meredithe Blog60894

Remarrying Your Ex - Or Should You Do This Instead

Sometimes couples who divorce decide to get back together again. They may even wish to remarry for a variety of reasons, including having children together, religious or traditional views, taxes, or handling property and bills. Do they just get married again, like they did the first time? Yes, they can certainly do that.

A reunited couple can get married again, either by a religious or civil ceremony. They can spend money for another wedding of any size and amount. Pledging their wedding vows again may be very important to them.

Another option is elopement. Elopement can be as spur of the moment as a couple wishes. It is easier than planning a wedding. It can also be a cheaper option, or as extravagant as the couple wishes.

There is another option, which is to annul the divorce. Yes, you read that correctly. Annul the divorce.

What is a divorce annulment?

To compare and contrast the idea, some marriages are annulled. One case of an annulment which may be familiar to many is Britney Spears' first marriage. Apparently Britney and her new husband realized their hasty wedding was a mistake almost immediately. The marriage was annulled, so it is like they were never married. It never happened. They got a do-over.

A divorce annulment is the same principle, but for the opposite goal. A couple who has been granted a divorce annulment is legally married. It is as if they were never divorced.

If interested in more information, check with an attorney on local procedure for filing and obtaining a divorce annulment. In this area in Kentucky, an agreed motion is filed with the clerk of the court where the divorce was granted. This motion includes facts of the timeline - when and where the parties were married, and divorced. It also sets out the parties' agreement that they want the divorce annulled, and wish to be restored to the status of married persons. It is signed by both parties with their signatures notarized.

Since the couple is in agreement, a hearing may not even be necessary. If no hearing is required, the agreed motion is filed with a tendered order. The clerk locates the divorce file, and gives the file along with the motion and order to the judge for his consideration and signature.When the order is signed and entered into the court record, the couple is officially married. Each of them is restored to the status of a married person. It is as if the divorce never occurred.

It is rather interesting when you think about it; technically I suppose we shouldnt call this current status a remarriage, or even married again. They have simply been married the whole time. Allowed "do-overs are nice.

Depending upon individual circumstances, it may be necessary to provide a copy of the order to agencies or companies as proof of the annulment. For example, if the couple filed their taxes separately the year before, they may need to furnish proof to the IRS. Reestablishing marital property may be another reason.Thus, couples have a few preferences and options to consider when making their reunion legal.

As mentioned above, restating vows may be very important to some couples. On the other hand, annulment of a divorce can be pretty special too, particularly for couples only married once. It means they are still bound by their one, and only, marriage partner. The divorce is erased, so its true. It affects statistics as well children of such a couple can state their parents are still married. Thats quite an accomplishment these days.

Laura McDonald is a paralegal. She is a member of NFPA (National Federation of Paralegal Associations). Laura is experienced in the areas of personal injury, civil litigation, family, environmental and corporate law, estate planning and bankruptcy. She works for Michael L. Hawkins & Associates, P.L.L.C., located in Frankfort, Kentucky. The firm's website is http://www.mlhlawky.comMarlane Blog50579
Mindy Blog760

Composite Cards - The Starter Kit for Photography Models

What are comp cards?

In a nutshell, comp cards (short for composite cards) are a form of advertisement and promotion for fashion, glamour and other types of models. They come in many different shapes, layout styles and sizes giving models the benefit of being creative when choosing how their promotional piece will look.

Benefits of comp cards

You'll find that there are many advantages of having composite cards made to promote yourself as a model. Here are just a few ...

Professionalism

There is an old saying in the modeling industry; If you want to be treated as a professional model, look like a professional model. This stands true for the images you show also.

When you present your composite cards with beautiful, well-chosen photos to an agency representative or a potential client, he or she knows that you are serious about your career and will treat you as such.

By no means does this insure that you will get a job with that client or agent but it sure puts you way ahead of many of the other models who are in competition with you.

You will not get a second chance to make a first impression!!!

Don't be so anxious to start your modeling career that you skip a step which could open (or close) a door for you. Your composite cards are that important. Be a professional and hand them a comp card instead of a snapshot.

Most people don't throw away pictures

By now you may be thinking; "What if I just have normal business cards made to leave with agents and clients?".

Yes, you could have business cards made for less trouble and expense and I encourage you to do just that. Business cards are another way of presenting yourself as a professional model.

But, agents and clients sometimes throw out business cards or they put them in their pockets and lose them.

Most people hesitate to throw away pictures which is what your comp cards look like. They are more likely to file your composites along with the other professional models in their files for future reference so you have at least a small chance that they will see your photo again. Which, by the way, leads to ...

What do you look like?

One more thought about business cards. Unless there is a photo on the card you leave the client still won't remember your look when she is ready to choose models to represent. Now it becomes your business card against the other 100 composite cards she has on file. Who will win out? You guessed it!!

In addition to your headshot on the front of the card, the agent can also see 4-5 pictures on the back along with your all-important stats. This is your contact information and other important aspects of what you have to offer as a model.

Give yourself a chance to model

Give yourself a chance to be seen and contacted by always leaving your composite card with all contacts. There is a certain safety in numbers, the comp cards are not that expensive, so don't be stingy with them.

Composite card layout and design

Below is an outline for basic comp card design to give you an idea of what your card will include. You can see examples of composites at CompCard.Com . Notice how professional these look as compared to just sending a photograph.

The layout is pretty simple for a two-sided card

Front - The front will generally include a photo covering the front of the card (I suggest a good, strong headshot here) along with your name in bold letters.

Back - On the back there is room for about four to six images showing different looks (indoor and outdoor) in a variety of outfits with at least one good full-body shot (swim wear or tight-fitting clothing).

Also, on the back of the composite will be statistical information such as ...

Contact information (Who to contact, phone, email, web address, etc.)

- Height
- Weight
- Bust size / Cup size
- Waist size
- Hip size
- Dress size
- Shoe size
- Hair color
- Hair length (short, shoulder length, long)
- Eye color
- Type(s) of modeling jobs preferred (i.e. commercial, fashion shows, runway, glamour, artistic, promotional, etc.)

How and where to get composite cards

It's really a simple process to have your comp cards designed and printed.

IMPORTANT: The first step is to have photos made by a professional model photographer who can give you usage and reprint rights. I can't stress enough the importance of starting with great pictures. If you send in a snapshot that your cousin Irma took, you're going to get a snapshot on a comp card -- A disaster!!

With that said, there is no need to feel overwhelmed with the details of getting your comp card ready. There are many companies online such as CompCard.Com who have design styles and templates online which will help you every step of the way.

Remember too that there are many different versions of comp cards so it's all up to you how your finished composite card will look.

Now you can start your modeling career off right by having professional composite cards you'll be proud to show. Just do it!!

Bob Pardue is a professional stock and female photographer located in the Southeastern USA. Get a freemodeling mini-course by subscribing today...Myrtia Blog16725
Melli Blog29726

Making Money Online IS Possible... Here's HOW

Are you trying to make money online but just can't seem to get the income you want? There are thousands upon thousands of aspiring online business entrepreneurs who are in the same boat as you right now. You are not alone! However, in this article, I am going to give you some tips on how to actually make money online and eventually bring in a very nice income.

Before we get started let's talk a little about who I am and why it's even worth your time to listen to me. Am I rich? No. My bank account would be laughable compared to Bill Gates or Donald Trump, but compared to the average person trying to make money online from a home business you could say I am doing quite well.

I started my online business about three and a half years ago and slowly but surely increased my income to the point of financial independence. I now make a very good full time income online and only work a few hours per week. It wasn't easy... far from it! But it was worth it. I don't consider myself to be some money making guru. But I have been making money online, and teaching people to do the same, long enough to know what I am talking about.

So how can you make a living from home? Here are the steps necessary to make money online and eventually bring in a very good income...

1) Define Your "Why" - Really the first, and most important, step to becoming rich is not "how" to do it but "why" to do it. Without your why, your how will be nearly impossible. Once you have found your why, it is much easier to find your how to become rich. You must look deep inside yourself to find out why you want to become rich. Once you have found it write it down and keep it in a place where you will see it everyday. After you find your why you can search for your how. Remember, there is no easy road to riches. If there was then everyone would be rich.

2) Write Your Plan - When you are getting started you will need a plan. What exactly do you want to accomplish? How long will it take to do it? What steps do you need to take to ensure it happens? How many hours are you going to put in each day? How much money can you afford to spend on marketing? Etc... Think about these questions and write down the answers. Make your plan realistic and stick with it as closely as possible. It can be modified along the way as things change but you should always have a realistic plan to follow.

3) Find Your "How" - Now it's time to start searching for how you will make money online. There are many different ways to make money online. A few of the most popular ones are: business opportunities, affiliate marketing, network marketing, niche marketing, creating your own e-book, or doing an actual online job. Most of these actually go hand-in-hand so you will usually be doing more than one at a time. They are usually lumped under one umbrella called internet marketing.

My suggestion is to start out with an actual paying online job as well as at least one of the others. Doing this will allow you to bring in an online income while getting started in something that you will eventually make a lot more money doing. For instance, you could work a couple hours per day in an online job while spending the rest of your spare time learning how to market affiliate programs.

I actually know of a great program where that is exactly what you do. You make money working online jobs while also getting into affiliate marketing and a business opportunity and learning to market on the internet. You can find it here: http://honest-income-program.com

4) Get Educated - Walking blindly into an online business without having some basic education is suicide! You need to know the basics of online marketing and promoting. You can get this education for free all over the place on the internet. A great place to start is internet marketing forums and articles.

You also need to know programs to definitely stay away from before you make the mistake of jumping into some overhyped dishonest opportunity or even an all out scam. A good way to be sure you don't get sucked into one of these is to stay away from anything that promises ridiculously large amounts of money in a short period of time. Or any opportunity that says you will make a lot of money without doing any, or very little, work. It's just not true!

To help you out a little here are a few things I can tell you right now to avoid - paid to read emails, randomizers, doublers, paid to surf, HYIP, the oprah paypal letter, etc... of course there are more things to stay away from but I can't go into detail in this article due to length. I will tell you that the Honest Income Program mentioned above gives you a lot more programs to avoid and tells why you should avoid them.

5) Get Started - Now it's time for you to get started making money in your new business. It is critical in this step to be focused. Don't go jumping around to every opportunity you see just because it promises riches. Stick with what you started and put your full effort into it. It is also critical that you do not expect too much too fast. It is going to take time to start making money online and it is going to take even longer to start making a significant amount of income.

While you are getting started you will be learning a LOT. In fact, you will probably feel like you are on information overload and feel overwhelmed by everything there is to learn. Don't worry it will all come together. Just take things one step at a time in an organized manner. The learning is something that never stops. You will constantly be learning new things in online business but the beginning is probably the most crucial and the toughest.

The most important part of this step is to TAKE ACTION! Yes, there is a lot to learn and a lot to do but the only way to get anywhere is to do something with it. Making money online is largely about taking action. The more you sit back and wait for the "right time" the less you are actually out there making money.

6) Work Hard and NEVER Quit - This is probably the best advice that was ever given to me and I consider it the most important tip I can pass on to anyone trying to make money online. No matter what anyone tells you making money online is hard work. You have to put in a lot of time and effort before you reap the rewards of it. You will fail at times, that is certain! However, you will also succeed if you get up from those failures and keep going!

That's it. Those are the six basic steps to making money online and eventually bringing in a great full-time income. Of course, this article is a simplified version of what it truly takes. There is more detail to making money online that cannot be fully explained in one article but the above is basically all you need to do. It will not be easy but it can certainly be done. There are thousands upon thousands of people making money online right now. Many of them are very rich because of it. Follow the above steps and you can be making a full time income on the internet soon enough.

Trent Brownrigg has been successfully making money online for over three years. He recommends - http://honest-income-program.com - to anyone looking to make money at home. You can find his main website at http://www.work-at-home-jobs-iowa.com.Michaeline Blog56506
Moria Blog87789

How To Stage A Viral Marketing Campaign That Works

There are all sorts of ways to initiate a viral marketing campaign that brings targeted traffic straight to you, but one of the best is through the use of free ebooks.

A viral marketing ebook is something that can be distributed to numerous people with relative ease. With each new person that receives one of your free ebooks, you gain an opportunity to make a profit from your products and services or from an affiliate's products or services.

There are three major components that are necessary to creating a viral marketing campaign that works:

Wide Distribution

There are many ebook writers who charge for their creation. It's common practice. But the fact is, charging for ebooks is not the best way to achieve wide distribution. People love items that are free or discounted. By offering free ebooks, you ensure a wide distribution for your campaign. If you allow the books to be redistributed or rebranded, you practically guarantee more targeted traffic, and in turn, more profit for you.

Quality Content

The quality of your free ebooks is important. Readers aren't impressed with spelling and grammar errors. In fact, such problems may cause the reader to stop reading altogether, or worse, create distrust in the products and services that are mentioned. If the ebook isn't professional, your targeted traffic won't take you seriously.

In addition to avoiding content errors, you will also want to make sure that any affiliate links that are featured within the free ebooks are somehow relevant to the content and title of the ebooks. For example, you don't want to be discussing a subject like dog walking and then thrown in a random link for a domain registration services. It is much better to weave the affiliate link into your writing so that its appearance seems natural. Readers will respond to this much faster than they would to a high pressured and sloppy sales technique.

Maximum Return

If you want to make sure that you get the maximum return possible on your viral marketing campaign, you will need to get the rebranding balance just right in your free ebooks. The best way to do this is by making sure that the links are for your own products or for products that you have resale rights to. You can also use links that are for 2-tier affiliate programs, ensuring that you collect the second tier commission when a rebrander makes a sale.

When done properly, using a viral marketing campaign that centers around free ebooks can bring you the targeted traffic you need. You will make profit time and time again, with very little effort on your part.

Cliff Posey, owner of CRP Marketing, owns and operates http://webbusinesstoolsonline.com. Cliff Posey has also operated several other successful web businesses including Love Song Cards and Radio Career Consultants. The content in this article was developed from his experience in these businesses.Mara Blog96393
Margarethe Blog17648

Bad Debt? Get Unsecured Personal Loan and Be Stress Free

The future is the result of the past. This stands true enough if considered in context of your financial history. An error committed in the past may hamper your present financial position. Bad debt is also one of those situations which are a result of past disturbances in your financial life. It holds back your privilege of borrowing money in the future. But when bad debt unsecured loans are there, you can still satisfy your personal needs by availing easy fund from them.

Bad debt unsecured personal loans are a perfect solution for people having bad credit history. This justifies that you can avail these loans even if you have a case of arrear, defaults, CCJ, bankruptcy etc. You will get these loans with a low rate of interest and easy repayments because of your bad debt so that you can make prompt and timely repayment.

Bad debt unsecured loans are personal loans that are available without putting any collateral. That means you are free from putting any security against the loan amount. With Bad debt unsecured personal loans you have no risk to offer.

With a bad debt unsecured personal loan, you can gain an amount ranging between 1000- 25,000, with a repayment of 1-7 years. The interest rate is charged depending upon your loan amount.

A bad debt unsecured loan can let you perform various tasks. You can avail this loan to consolidate your debts, meet wedding, medical or educational expenses, holidaying, home improvement, buying a home or car etc.

Getting a bad debt unsecured personal loan is not at all a difficult task. Online lenders can get you loan in a very fast and convenient manner. All you need to do is to go online and fill an application form provided by them. The application will ask for certain details like your employment details, personal identity proof, residential proof and yes, your credit score. You will be required to show your credit score to let the lender know about your financial circumstances. If you do not know your credit score, you can send a request to the UK credit check agencies to run a credit check on your name. This way you will come to know about your credit score. With these few points, you can easily avail bad debt unsecured personal loans.

Bad credit unsecured personal loans not only offer you money at low rates but also gives you a chance to improve your credit score. This increases your chances of getting any type of loan in the future.

Tim Kelly is an expert in finance having completed her LLM in Finance (Master of Laws in Finance) from Institute for Law and Finance at Frankfurt University. He is currently working with BadDebtUnsecuredLoans as a financial advisor. To find bad debt unsecured loan, bad debt unsecured personal loan, bad debt business loan, bad debt fast unsecured loan in UK that best site's you need visit http://www.baddebtunsecuredloan.co.ukMela Blog9092
Marla Blog69452

Affiliate Programs: The Simple Way to Start an Online Business

Starting an online business it is a very daunting prospect. Some of the things to be considered are; what can you offer to your potential customers? With your own online business, the first thing you must have is a product or service to sell.

Do you have a product that you can buy or produce yourself to sell, or are you going to enter a 'franchise'? Because selling physical products online means you are faced with making the products yourself, finding a franchise opportunity and researching wholesalers, to find a product range that you are comfortable with. Ideally you would have a working knowledge and experience of the product or service. You then need to be able to fulfil orders, package them, deal with customer enquiries, arrange and pay for shipping costs and the list goes on.

If you provide a service, then you may well have to start by offering to undertake jobs for no charge in order to get an opportunity to prove your abilities to your potential customers. This is one way of establishing credibility, and then when you are charging for your service, you are still limited by how much work you can actually handle due to time constraints.

Of course there are other options like drop shipping with all the problems that may involve.

Whichever route you choose to take, it is important to present your business in a form that shows clearly what product or service is being offered.

This involves not just building a web site, which is in itself a learning curve, there is also the need to be able to write compelling ad copy, an effective marketing plan, sorting out payment processors and cash flow, all of these things are best planned in advance for smooth implementation, for when you are setting things up for trading.

All the above systems do all have the ability to provide you with a very nice income from home, but if you want to get started on making an income from home quickly and easily, then affiliate programs are the ideal starting point, read on to discover why.

AFFILATE PROGRAMS EXPLAINED

At this point you may well be wondering what exactly ARE affiliate programs?

Essentially, an affiliate program allows you to sell another company's service or product and you would earn a commission on every sale or lead. The company for whom you are an affiliate will provide you with an affiliate link, which is a special URL code that will identify you as the source of the customer's introduction to the company, so you can see for yourself that your marketing plan is sound and producing results. This means that the only skill you need to master initially is that of marketing, you do not even need to build a website or handle the transaction.

Affiliate programs often have tiers, which means that if someone who signs up to the affiliate program through your link is placed in your "downline" and you will then earn a percentage of any sales they make too.

HOW DO I CHOOSE AN AFFILIATE PROGRAM?

The first step in deciding on an affiliate program to promote is to research the popularity of some of your interests. You are more likely to make a success of promoting a product or something you are interested in, than something you know little or nothing about.

There are many sources to determine if people are searching for products and services in a particular field, including free ones such as the Overture keyword tool; (http://inventory.overture.com/d/searchinventory/suggestion ) and paid ones such as the word tracker service (http://www.wordtracker.com/ ).

Once you have decided on a product or service, for which there seems to be a demand and is in your scope of interest, you will need to find affiliate programs in your chosen field. This can be achieved easily by typing your chosen subject along with 'affiliate program,' into your favourite search engine and sift through the results until you find an affiliate program you like the look of. Alternatively you can search through affiliate directories such as http://www.associateprograms.com and http://www.affiliatesdirectory.com/.

Once you have found a program that interests you, ensure you read the terms of the program; take particular care to check the level of minimum payout, and when payouts occur. If payouts do not occur until you reach a high level of commission you may well never see your money.

It is a good idea to go with programs that have high commission percentage rates, as in effect you have fewer products to sell to achieve the income you desire. It is often the case that digital products; (books and software) have the highest commission rates, due to the lower costs. A good starting place for finding affiliate programs is clickbank (http://clickbank.com/ ). However these tend to be lower priced than physical goods so pick your chosen affiliate program with care! Affiliate programs will provide you with a variety of marketing tools such as banners, classified ads, email ads and so on. They may well also have training on how to market. Then all you have to do is set off promoting your new affiliate program everywhere you can.

Once you have mastered this skill and see the income come in, you will be in a much better position to start selling your own product. Good luck!

------------------------------------------

This article may be reprinted providing it is published in it's entirety, including the author's bio and link to the URL displayed.

John J Farina is a successful affiliate marketer. He provides expert reviews on which affiliate programs to join and which ones to avoid like the plague. He shows people how to actually generate substantial income on-line using very simple, easily modeled systems. An example of such a system that you can study and duplicate is at: http://www.johnnysreviewsite.comMasha Blog13011
Margy Blog82886